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Facts and Benefits About Covered California Obamacare

Covered California is considered the health insurance marketplace I the United States state of California as mandated by the Patient Protection and Affordable Care Act or ACA. The California government manages Covered California through an independent agency, making easier to figure out the different health insurance plans and their coverage. The former California governor, Arnold Schwarzenegger prioritized Obamacare that led to the creation of California Health Benefit Exchange, thus the first state in the United States to set up a health insurance marketplace. Now, Californians can get federal premium assistance to help them in availing private insurance from insurance companies.

The different insurance companies participating in Covered California for the individual and family exchange as of 2017 are the following: Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Chinese Community Health Plan, Western Health Advantage, Anthem Blue Cross of California, Blue Shield of California, and Brand New Day. All Californians can sign up for the open enrollment that starts each fall, and others may be eligible to sign up anytime during the year due to life-changing events such as moving, having a child, or getting married. If you have a household income of 0% to 400% of the Federal Poverty Level, then you may be qualified to get assistance through the Covered California government health insurance plan, and basing on your household income, you may qualify to get up-front tax credits when you enroll in health insurance in California through Obamacare or the Covered California Health Exchange.

You can check on Obamacare income guidelines chart based on the Federal Poverty Level online. According to the Obamacare Income Guidelines and salary restrictions, an individual earns less than $47,520 in a year, or a family makes less than $97,200 per year, they may qualify for government assistance basing on their income, and a greater amount of government assistance is available if a family has a lower household net income. What are the parameters for low-income females who are expecting a baby? Basing on the Obamacare income limits guidelines and restrictions, pregnant women qualify for Covered California if her household earnings is more than 138% to 213%. Basing on the Covered California income guide, children who are under 19 years old may qualify for MediCal when the family household income is 266% or less. It is important show document proofs to verify your household income threshold which include bank statements, paystub, and others.

Now, with the Obamacare or like medicare simplified, quality healthcare is accessible to all Californians, thus making a healthy community. If you need help to answer the question, “Where can I find the Covered California offices near me?”, come and visit Covered California website now! You can also read related articles about Obamacare and Fresno Insurance through our homepage or website now! Health is wealth, so take advantage of quality health care through Obamacare now.

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